What is a co-pay?

Co-pay is a flat fee that your insurance carrier requires you to pay per visit.


What is co-insurance?

Co-insurance is a percentage of fees that your insurance requires you to pay.  For example, if your policy has an 80% co-insurance, this means that your insurance will pay 80% of your bill and you are responsible for the other 20%.

What is a deductible?

Deductibles are a set amount of money (Example: $500) that you must pay out of pocket before your insurance will pay.  This means that every time you receive medical care in which a deductible applies, you will be responsible for the full amount until you have paid the amount of your deductible. 

What is a non-covered service?

A non-covered service is a medical expense that your insurance either deems not medically necessary, or a service that is not covered under your policy.  This may also include services performed more frequently than allowed by your plan, such as well check-ups done too early.

*All fees, terms and conditions are subject to change without notice.